We know that remodeling or renovating your home can be a big undertaking. We want you to know that we take pride in our work and always put our customers first. Here are a few reasons on why to choose us:
- ✓We provide free estimates
- ✓We are a local contractor, based in Cherry Hill New Jersey
- ✓All of our craftsmanship is guaranteed
- ✓We provide top quality carpentry at a fair price
- ✓We have experience in a wide range of remodeling projects
- ✓We are licensed, bonded and insured to include full insurance – General Liability, Workers Compensation, Commercial Auto
- ✓Special financing options available for exterior remodeling
- ✓Remodeling Magazine’s top 550 for 3 straight years – 2014, 2015, 2016
We want to emphasize the fact that we are fully licensed and insured. There are two insurance types on which to focus when selecting a contractor. Workers’ compensation insurance protects homeowners from liability for injuries incurred while workers are present at their homes. If somebody is injured working in your home and is not covered by a workers compensation policy, you might be responsible for their lost wages and medical costs. General liability insurance (GL) protects the homeowner from bodily injury, property damage or personal injury. In the event there would be damage or loss to a home or structure due to a contractor’s negligence, your homeowners property insurance won’t likely cover the damage. Most policies explicitly exclude damages caused by contractors. It would be necessary for the contractor’s general liability insurance to cover this damage. If the contractor is not insured, you are at risk.
There have been instances where companies claim to be licensed and insured, and it comes to light after an incident that they have a business license and auto insurance on their work vehicle. Neither offers the homeowner any protection in the case of an injury or damage to your property. While the license is issued by the state, the insurance is backed by an insurance carrier. Contact information for verification purposes is listed on the insurance certificate, as is the expiration date of the policy. Asking to see the license and certificates of insurance is your best protection. Reputable companies like Cosello Construction Inc. are happy to provide proof of adherence to laws and regulations designed to protect both you and them. Contractors that cut corners on licensing and insurance and put that risk on you are much more likely to cut corners when working at your home. A great resource is Angies List – click here to learn more about our legitimate and reputable home remodeling and renovating business.